Mortgage
Longer Loan Tenor: Benefits and Trade-Offs (2026)
A longer home loan tenor cuts your instalment and helps you pass TDSR, but costs far more interest. See the 2026 limits, the maths and a hybrid option.
A longer home loan tenor cuts your instalment and helps you pass TDSR, but costs far more interest. See the 2026 limits, the maths and a hybrid option.
How a mortgage interest offset account works in Singapore, why only part of your deposit earns the match, and a worked example of when it beats prepaying.

And so, at 10 pm on the 6th of May 2020, finally, some much-awaited good news came in for the property market. Amidst the generous support packages for our…