
Mortgage
SORA vs Fixed Rate Home Loans in Singapore (2026): Which Should You Choose?
SIBOR and SOR are gone. How SORA floating and fixed rate home loans work in 2026, what they cost today, and a worked example of when each one comes out ahead.

SIBOR and SOR are gone. How SORA floating and fixed rate home loans work in 2026, what they cost today, and a worked example of when each one comes out ahead.
In a surprising development, the Singapore dollar Swap Offer Rate (SOR) turned negative for the first time on August 10th due to inflows into the Singapore…