
HDB
Million-Dollar HDB Flats: Are They the New Norm in 2026?
Million-dollar HDB flats in 2026: how many there are, where they sell, why prices are now cooling, and what it takes to buy one with an HDB or bank loan.

Million-dollar HDB flats in 2026: how many there are, where they sell, why prices are now cooling, and what it takes to buy one with an HDB or bank loan.
The 3/3/5 affordability rule tested against 2026 TDSR, MSR and LTV limits, with worked examples for HDB and condo buyers and four levels of affordability.
How much cash and CPF your first home downpayment needs in 2026, how to build it, and where to keep it until you buy, with HDB and condo examples in S$.