
Buying
Valuing leasehold property: lease decay vs freehold in Singapore (2026)
How to value a leasehold property in Singapore in 2026: lease decay maths, CPF and loan rules for older leases, en bloc odds, and when freehold is worth more.

How to value a leasehold property in Singapore in 2026: lease decay maths, CPF and loan rules for older leases, en bloc odds, and when freehold is worth more.

Singapore LTV limits in 2026: 75%, 45% or 35% for bank loans, 75% for HDB loans, and how tenure, age, valuation and existing loans change your cash outlay.

Before you visit a showflat in 2026: check your loan limit, cash and CPF, your ABSD rate, the payment schedule and what the developer must show you by law.